Even though crypto is gaining ground as a viable payment method worldwide, virtual currency is a modern, low-cost, and flexible payment option. Yet, there are risks associated with using virtual money that could affect consumers in the long run, despite increasing daily use. Virtual currencies are vulnerable to two types of threats: technical and policy risks (Weaver,2018). Policy risks pertain to the potential for unanticipated modifications to governmental regulations and

Coffee is enjoyed by millions around the world for its stimulatory effects. It is one of the extremely important agricultural commodities around the globe because an estimated 125 million people from Africa, Latin America, and Asia depend on it for their livelihoods. The demand for coffee is at an all-time high as it has an annual production of about nine million tons in almost 80 tropical countries of the world

Introduction Organizations are encountering rapid changes in the business environment driven by technological advancement and shifting consumer needs. While this affects other organizations, financial organizations have not been an exception. Financial organizations are being triggered towards a shift in digitizing their workforce, which involves integrating the upcoming digital tools and technologies into their work processes, jobs, and problems. Digitization promotes efficiency, productivity, and competitiveness (Borowiecki et al., 2021). This report

Whether Jackson is an independent contractor or an employee it is determined based on various factors such as the degree of control over the work, payment method, and equipment provision. In this case, since Karla maintained control over Jackson’s work, gave him day-to-day instructions, paid him hourly, and furnished all equipment, it appears that Jackson is an employee and not an independent contractor. Workers are either employees or independent contractors,