The health care system has seen changes in the recent past with adoption of more efficient health care systems taking care of everyone in the communes. Though was used by the mass due to lacking an alternate health care services, it reflected a very distinct way of carrying the usual business in the healthcare system. Traditional health care seemed simplistic distinct from the current health care system. For the most of the 20th century, the traditional United States’ health care system by the health specialists had some of the defining features as below:
- The patients had reliance on the autonomy of the physicians to acting as agents;
- The patients received complex health care services from the non-profit and independent health centers;
- Moreover, the insurers did not intervene in the medical decisions aligned to the patients’ care with reimbursements made to the physicians and other healthcare services providers at a set services fees.
On the management aspect, the traditional health care system had a weak administration mostly hailing from the economic statuses by individuals whereby in case one was not insured by their employers; then they had to foot the hospital bills on their own with at times some insurers absconding these payments.
Cooperative healthcare programs
From the year 2013, those people who had no access to the Medicaid or even the children’s Health Insurance plans were made able to purchase the health plans through an insurance exchange.
This new marketplace was one of the Affordable Care Act core mechanisms for the expansion of the affordable covers. In recognition of some states had a smaller number of coverage set for businesses and individuals, the health care statute added an establishment of consumer oriented and operated plans intended to improve the choices of the consumers.
There are two distinct strategies for the revamping of the health insurance systems which has been recently proposed by the members of the Congress. This proposition was public insurance plans and cooperative strategies. Cooperative health strategies could incept a national cooperative association to transforming insurances and supporting the growth of local cooperative health care system. Here, an organization (national) inclusive of Health Value Authority could have provided various supportive roles such as handing out grants or even loans to commencing a local public health and care delivery system. In case of starting such organization, it could be handed authority to negotiate the provider payments and methods on behalf of the insurers both private and public hence eliminating the waste hailing from administration generated from the provider-individual negotiations. Though existing, the invention of cooperation programs has seen the ease in handing out medical services to many people despite their financial status.
How the affordable health care act has changed things
The Affordable Care Act has seen lot of changes in the healthcare sector inclusive of the following;
- Transparency in the individual health insurances contrary to the past confused and lengthy healthcare The infamous and ever tedious forms application has been eased by the Affordable Health Care Act thus discarding this nightmarish encounter.
- The small businesses have transitioned to being purely defined contributors to the health plans. This hails from the past trend where the small businesses had to integrate and form small groups health plans offering health insurance. After the passing of the Affordable Health Care Act, this changed to one where the businesses took into their responsibility on insuring their employees.
Conclusively, the cooperative health care program is the way to go since it hands out insurance program for the whole family without exclusion on the basis of finance or any other factors. Cooperative health care programs have been set for the public thus non-discriminative in remitting health care services which in the end benefits the whole society ensuring norm in their daily dealings free from health issues.
Brown, M. (2012). Health Care Management: Strategy, Structure, and Process. Health Care, 107.
Urban, J. (2013, October 3). 4 Ways the Affordable Care Act is Changing Health Insurance. Retrieved from www.zanebenefits.com: https://www.zanebenefits.com/blog/bid/318515/4-Ways-the-Affordable-Care-Act-is-Changing-Health-Insurance