The Affordable Care Act was created by President Barrack Obama to provide exclusive health coverage and services to most of the Americans. The law was created to provide health care services to the uninsured individuals and families (Robert, Ezekiel, Nancy, 2010). The Act raised costs disrupting coverage for some individuals, families and Medicare and Medicaid beneficiaries but so far the act has covered millions of Americans with long-term health plans. The paper discusses the main items featured in the ACA, Health Care Transformation attained after the signing of the ACA Law and lastly, it covers the most important elements of the Affordable Care Act; how it affects the entire community and public health.
Main Items featured in the ACA Law
The following are the main features of ACA;
Increased Access
Health care providers such as Medi-Cal covers adults with an income of less than 138% of FPL and without children. Health Insurance Marketplace has established a program for purchasing health insurances for everyone with an income of less than 400%.
Protection and Prevention.
Insurance companies are allowed to cover anyone with any existing condition and a medical exam is not a requirement for health coverage. There are no limitations on the amount of money one should pay to gain access to all health care services. All adults below 26 years and cannot afford their own medical fee, they can rely on their parent’s health plan (Benjamin et. Al., 2013). All the new health care plans established covers preventive medication and other medical treatments.
ACA Improves quality and Reduce Costs.
ACA supports all Medicare benefits and increases other preventive and prescription drug benefits. Small businesses and entities can now provide health insurances to their employees by using federal tax credits, therefore, reducing premium costs.
Health Care Transformation: the Affordable Care Act and More.
The Affordable Care Act has brought many health benefits to all Americans despite the challenges. For the act to be effective, health care systems have been improved or changed which has led to cheap and affordable health care. ACA has brought major changes in the delivery of medical services. The ACA law is not perfect but it has brought about health care transformation changing lives for many Americans.
Important Elements of the Affordable Care Act.
ACA aims to provide near-universal health coverage to the community. To achieve this goal the government, families and employers must take responsibility. The law also aims at improving quality, fairness, affordability and health insurance for all Americans. ACA covers health care quality and efficiency to all patients. The act’s aim is also to strategize investments to public health through expanding preventive care and community investments. ACA enables the public to access all primary health care services and make changes in the accessibility of both primary and preventive health care services (Sara, 2011). Due to the increased number of patients, nurses are encouraged to take on more active roles in patient care. The nurses inform the patients about ACA and explain the benefits of this law so that they can access both insurances and health care services.
