Worker’s compensation is a government-administered program for the employees so that they can receive adequate benefits of health care. It is a program that facilitates those employees who get injured while performing their duties in an organization. The process to be followed by an employee in order to file a claim is uncomplicated. It requires an employee who gets injured at the workplace to inform the agency appointed by the state government for this purpose. The agency places the burden of proof on an employee who has to prove that the injury was related to work. The agency also is known by the names of commission or board of the worker’s compensation needs to satisfy all the requisite conditions to determine the entitlement of benefits an employee deserves under this program.
The type and the amount of time required by an employee to recover help the agency to decide and determine the benefits to be awarded to an employee. However, an employee still reserves a right to appeal in case the benefits are denied but on a condition that he must prove in this scenario that the injury was intentionally caused by the employer. Thus it secures an employee’s safety by providing adequate health care that an employee might not be in a position to maintain in the absence of the program.
Finally, employers fund the worker’s compensation. By providing such benefit, in which an employer either pays or self-insures the worker by paying to a contingency fund, the employer intends to provide a safe workplace to the employee (Anne & Victoria, 2011).
Further, there are a variety of Healthcare delivery systems such as Single payers system, market economy model and the mix market model. These models contain distinguishing characteristics. Moreover, a three-part system is followed in Mexico, which provides solutions to health care at different levels by offering different delivery levels. The levels describe the status of employment of the employee and his/her income level.
In a nutshell, the concept underlying the worker’s compensation aims to facilitate the employer and employee. The consistency and stability of an employer’s work depend upon the fitness of the employees if they are not well they cannot perform the assigned duties effectively. An employee is facilitated by providing adequate health care benefits. A proper worker’s compensation board regulates the whole process of litigation and determination of benefits. The contribution of the employer for the contingency funds also facilitates the process. There are different models of health care delivery systems which contain distinguishing characteristics as adopted by various countries.
The United States Health Care System. (2018). Google Books. Retrieved 20 March 2018, from https://books.google.com.pk/books