Introduction
Worker’s compensation is a government-administered program for employees so that they can receive adequate health care benefits. It is a program that helps employees who get injured while performing their duties in an organization. The process to be followed by an employee in order to file a claim is uncomplicated. It requires an employee who gets injured at the workplace to inform the agency appointed by the state government for this purpose. The agency places the burden of proof on an employee who has to prove that the injury was related to work. The agency, also known by the name of the Commission or Board of Worker’s Compensation, needs to satisfy all the requisite conditions to determine the entitlement of benefits an employee deserves under this program.
Discussion
The type and the amount of time required by an employee to recover help the agency decide and determine the benefits to be awarded to an employee. However, an employee still reserves a right to appeal in case the benefits are denied, but on the condition that he must prove in this scenario that the injury was intentionally caused by the employer. Thus, it secures an employee’s safety by providing adequate health care that an employee might not be able to maintain in the absence of the program.
Finally, employers fund the worker’s compensation. By providing such a benefit, in which an employer either pays or self-insures the worker by paying to a contingency fund, the employer intends to provide a safe workplace to the employee (Anne & Victoria, 2011).
Further, there are a variety of healthcare delivery systems, such as the single-payer system, the market economy model, and the mixed-market model. These models contain distinguishing characteristics. Moreover, a three-part system is followed in Mexico, which provides solutions to health care at different levels by offering different delivery levels. The levels describe the status of employment of the employee and his/her income level.
Conclusions
In a nutshell, the concept underlying worker’s compensation aims to facilitate the employer and employee. The consistency and stability of an employer’s work depend upon the fitness of the employees. If they are not well, they cannot perform the assigned duties effectively. An employee is facilitated by providing adequate health care benefits. A proper worker’s compensation board regulates the whole process of litigation and determination of benefits. The contribution of the employer for the contingency funds also facilitates the process. There are different models of healthcare delivery systems that contain distinguishing characteristics that have been adopted by various countries.
Works Cited
The United States Health Care System. (2018). Google Books. Retrieved 20 March 2018, from https://books.google.com.pk/books
Cite This Work
To export a reference to this article please select a referencing stye below:
